Financial Peace @ Work
Over a million families have attended Financial Peace University at local churches all over the United States. A clear benefit from taking this class is that individuals will get control of their lives through their money. They develop a plan, agree to work with their spouse, and greatly reduce the amount of stress that financial matters tend to cause. A side benefit: FPU graduates become happier people and more productive workers.
A study from the Personal Finance Employee Education Foundation (PFEEF) found that one in four employees “Are Seriously Financially Distressed and Dissatisfied Causing Negative Impacts on Individuals, Families, and Employers“. Financial stress reduces productivity in the workplace: employees can’t “keep their head in the game” because they are worried about their money, they receive calls from creditors at work, or they come in tired because they didn’t get a good night’s sleep. Furthermore, it has been proven that ”a large proportion of those who are financially distressed, 40% to 50%, report that their health is directly impacted negatively by their financial worries and problems“.
Dr. E. Thomas Garman, President of PFEEF until 2009 and a senior researcher states “Health problems caused by financial distress cost employers big money“. Not only will employees be less productive when they are not feeling well, they tend to take more days off of work or visit the doctor more often. It is his contention that employers who offer quality financial eduction to their employees can experience a 3:1 rate of return on their investment in the first year.
Dave Ramsey’s Financial Peace University Workplace Edition is endorsed by the PFEEF provides the most effective personal financial learning experience available. The class is informative and entertaining as attendees view one hour DVD lessons hosted by Dave Ramsey and then participate in small group discussions. There are 13 lessons which can be customized to meet the scheduling needs of your organization and run by an on-site facilitator.
The testimonies say it all. Go to http://www.daveramsey.com/workplace/ for more information and to use the “Return On Investment” calculator.
Larry Burkett re-issue
- Larry Burkett was best known for writing many books and teaching thousands how to manage money God’s way. He continued working at Crown Financial Ministries until he died in July 2003
Dave announced that he has completed his endorsement of the book “Debt Free Living”, which appears to be heading for a re-issue this year. Mr. Burkett can be credited for many of the lessons Dave learned after bankruptcy on how to manage money.
Success Magazine February 2010
Dave is being featured in the current (February 2010) edition of Success Magazine. Go to SuccessMagazine.com or click here to go directly to the article:
http://www.successmagazine.com/dave-ramsey-debt-reduction/PARAMS/article/944).
They also offer a link to a video of Dave distinguishing the benefits between the Roth IRA and the 401(k)–what he identifies as “secret government formulas for wealth.” Click here for the video:
$2,000 winner gives it away
I may have missed it but I did not hear this call broadcast on the radio show. Adam from Gallatin, TX was the winner of $2,000 in cash at the end of the 24 Days of Christmas giveaway. The team at Lampo offered the call up on the website: http://www.daveramsey.com/radio/home/loadclip/dave_12_22_09_winner.mp3
Listen to the call to hear why he’s giving it away.
Newest edition of Total Money Makeover
The 3rd edition of the Total Money Makeover has been released. The popularity of the 24 Days of Christmas sale caused them to run out of 2nd edition copies sooner than expected. The 3rd edition is said to have nine new stories, updated statistics, and a new chapter.
You can get the latest edition for only $10 until Christmas Day. Go to www.DaveRamsey.com and click on “$10 Books, CDs, & DVDs” or click here to go directly to the online store: http://www.daveramsey.com/store
Giving like no one else
Go to http://elephanthunters.wordpress.com/2009/12/15/give-like-no-one-else/ and read Daniel Tardy’s blogpost titled “Give Like No One Else”. It highlights last week’s festivities at Lampo, which was full of surprises and the generosity of that great company. I would also recommend reading some of the comments other readers have left, lots of nice people saying nice things.
Free Seth Godin E-book
Writer/Author guru Seth Godin is offering a new E-book for free. The book features more than seventy big thinkers, each sharing an idea for you to think about as we head into the new year, including Dave Ramsey.
Visit Seth’s blog at http://sethgodin.typepad.com, or take a direct link to his post http://sethgodin.typepad.com/seths_blog/2009/12/what-matters-now-get-the-free-ebook.html, or click here to go right to the .pdf download.
Dave Live in California
Dave will be hosting a 2-hour event at the Cherritos Center of the Performing Arts (California) in January. I suspect this will be a bit similar to the Town Hall For Hope event which explained a lot of the common mis-conceptions that were going around about the recession. I believe the greatest benefit from that event was the history and facts of our economy when it went through troubled times, and snapped back! It would be interesting to hear what he has for us since the economy has been improving.
For tickets go to https://www.daveramsey.com/dave-live/registration/city/los%20angeles/date/20100121/
I just want to hear him say “I told you so” a bunch of times. That would be worth the price of admission!
Dave Reads: Credit Card companies charge you
Dave read an article posted on USA Today about the plan credit card companies have to “help” you get a better interest rate: Keep Charging. If you charge a certain amount on your credit cards you could be eligible for a rebate on your interest. A rebate on interest charges?
The original article is posted at 
http://www.usatoday.com/money/perfi/credit/2009-11-20-citi-rates_N.htm
Also check out this post on the benefits and similarities of Debit Cards: http://moneyplansos.wordpress.com/2009/12/01/is-your-credit-card-safer/
Dave Reads: Black Friday Doorbusters
The day before Thanksgiving Dave read an article from CNNMoney.com (also posted on Yahoo Finance). His comments expand upon the article’s premise that these “Doorbuster” deals often are not all that great of a deal after all, especially if you don’t have a plan before entering the “limited quantities/no raincheck” retail store. To read the entire article: http://finance.yahoo.com/family-home/article/108212/dirty-secrets-of-black-friday-doorbusters
